We founded our group with one simple goal in mind - doeverything in our power to make benefits affordable for our clients. Ourprograms are underwritten by A++ carriers to provide the security youremployees need and the experience they can trust. We may be growing but we havenever stopped caring about every single client we serve.
GAP Policies work with your group’s existing major medical insurance to help cover the portions of your medical expenses that employees would normally be expected to pay annually out-of-pocket. It also provides additional benefits designed to reward you for taking an active role in your health.
Hospital indemnity protection policy, that provides fixed payments for ambulance transportation, hospital admission, and every day of your hospital stay—regardless of cost. It also provides additional benefits designed to reward you for taking an active role in your health.
Accident Insurance pays a fixed amount of money for treatment of a wide variety of unforeseen injuries.
Critical Illness Insurance pays out directly up to $50,000 to employees when diagnosed with any covered condition. Employee spouses are covered up to 50%. Children also covered for specific conditions.
Short Term Disability Insurance pays a portion of income if a sickness or injury occurs leaving the insured disabled for an extended period.
Limited Medical Plan (LMP) plans provide benefits for preventive medical care. The plan is designed to offer an option to those without a comprehensive major medical policy to have access to preventive care with no deductible and no max out of pocket.
The coverage offers fully guaranteed premiums payable to age 95, death benefits and cash value that can be used along the way. Accelerated Death Benefit for Long Term Care with Extension of Benefits Rider. Guarantee issue.
Select from two comprehensive major medical plans within-network and out-of-network benefits. You will have access to the largest primary PPO (Preferred Provider Organization) in the nation, which offers you broad access to nearly 4,400 hospitals, 79,000 ancillaries and more than 700,000 healthcare professionals. Savings - Negotiated discounts that result insignificant cost savings when you visit in network providers, helping to maximize your benefits. Rx Valet Included.
The service provides transportation of a eligible member’s remains to his/her primary place of residence in the United States and repatriation of foreign nationals to their home countries.
Benefits Include:
As a member, you’ll receive access to care from great eye doctors, quality eyewear, and the affordability you deserve, all at low out-of-pocket costs.
Benefits offered:
Get the coverage you need to keep your mouth, teeth and gums healthy. The Triada Dental Direct plan covers in network preventive care at *100% with no out-of-pocket cost.
Calendar Year Benefit Maximum: $1,500
Calendar Year Deductible: $50 per Covered Person; Maximum of$150 per Family.
There are instances when a client may decide to switch from one insurance broker to another. This could be due to various reasons, such as dissatisfaction with the current broker's services, a desire to work with a broker who specializes in a particular type of insurance, or the availability of better rates or coverage options from another broker. T2 is ready to step in to fill the gap if you feel a change is necessary.
The broker replacement process typically involves the following steps:
It's recommended to consult with both the current and prospective brokers to understand the requirements and ensure a seamless transition. Your best interests are our number one priority.
Disability Insurance pays a portion of income if a sickness or injury occurs leaving the insured disabled for an extended period.
Experience Innovation: Let T2 Insurance Group Showcase the Cutting-Edge of Health Insurance Solutions
